Top 3 from Swampfox Insurance Agency

2/25/2022 (Permalink)

Want more personalized service when it comes to your insurance coverage. Call Danielle!

Partnering with dependable and trustworthy businesses in the Tri-Counter area is critical to our success at SERVPRO of Dorchester County.

We spent a little time with one of our favorite insurance agents last week, Danielle Butler with Swamp Fox Agency.  We wanted to know if she could pick just 3 things to have customers be on the lookout when changing an existing policy or shopping for a new one. 

Here is what she had to say: 

1. Review policies & check deductibles for homeowners & flood insurance –

• Make sure to check all deductibles and especially look for wind & hail or named storm deductible. They are either a flat number or a percentage of your Coverage A limit and can be very high.
• Flood insurance is not not covered under your homeowners policy & has a 30 day waiting period so make sure to get the coverage before you need it!
• Also, keep in mind insurance carriers will put moratoriums in place once they know the path of the storm so ALL policy changes will need to be done ahead of time. You cannot make any changes or bind any new coverage once a mortarium is in place. Once the storm passes, its about 24-48 hrs. before we can start writing coverage again.

2. Take inventory of personal property & photos – Take photos & inventory of your personal property & photos of your home before the storm so you can have records for this if a claim were to happen. This is great for adjusters so they can be quick to pay out a claim.

3. Update your disaster supplies kit – (this is a list taken from the Berkeley County website)

• A portable, battery-powered radio or television and extra batteries.
• Flashlight and extra batteries.
• First aid kit and first aid manual.
• Supply of prescription medications.
• Credit card and cash.
• Personal identification.
• An extra set of car keys.
• Matches in a waterproof container.
• Signal flare.
• Map of the area and phone numbers of places you could go.
• Special needs, for example, diapers or formula, prescription medicines and copies of prescriptions, hearing aid batteries, spare wheelchair battery, spare eyeglasses, or other physical needs.

Danielle is an active part of the Moncks Corner and Goose Creek community and is in the process of helping the agency expand to include another location.  The whole Swamp Fox team is responsive and always puts their customers needs front and center.  The not only provide insurance policies for your residential or commercial properties, but also personal and liability policies as well. 

Feel free to reach out to with any questions or insurance needs.  And be sure to tell her SERVPRO of Dorchester County sent you!